Respiratory Help Is available For Seniors With Copd
As Hmos Continue to Drop Coverage for Seniors - Now Over 500,000 Victims - Those Needing expensive Respiratory Medication, maintain and Homecare Services are the Hardest Hit
Respiratory Help Is available For Seniors With Copd
One inpatient Advocate, Geriatric Services of America, is Providing Relief to Victimized Patients straight through a Unique, Often No-Cost Program
More than 536,000 Us senior citizens are scrambling to find new doctors or new coverage because their condition plans terminated their Medicare managed-care services, according to a Nonrenewal report issued by the Centers for Medicare & Medicaid Services for the year 2002. Among the hardest hit are seniors in California (84,000), Florida (59,000), Pennsylvania (55,000), New Jersey (53,000), Texas (46,000), and Michigan (31,000), who will be losing coverage in the advent year. Even those with chronic coverage face gigantic prime hikes and dwindling drug benefits. Particularly hard hit will be those with chronic illnesses such as respiratory disease, who will bear the brunt of high medication and healthcare costs.
Though all seniors 65 and older are covered by Medicare, those enrolled in managed-care programs agree to see doctors within a puny network and receive added benefits, such as inhibitive care and prescription-drug coverage. The current coverage accident stems from rising delivery costs and puny government reimbursement, as doctors and hospitals increasingly balk at finding Medicare Hmo patients, since they aren't sufficiently reimbursed for their services. Without enough doctors and hospitals providing care, an Hmo can't serve its members. The question is worst in large urban markets, where more than half of Medicare + choice beneficiaries live nationwide but where reimbursement rate increases have trailed rising costs since 1997.
To compensate for the funding shortfall, premiums for seniors retaining Medicare Hmo coverage are incredible to spike while benefits dwindle in the advent year. In California's Sacramento-area, for example, monthly premiums for Kaiser Permanente's Senior advantage Medicare Plan will double from to starting Jan. 1st. Healthnet, following suit, is raising premiums 50 percent, from to per month for its Seniority Plus members in the area. Pacificare and Western condition Advantage, while holding monthly premiums at in their Sacramento-area Medicare plans, will eliminate brand name drug coverage next year.
Across the nation, seniors caught in the middle of rising premiums and shrinking coverage will find themselves in a similar bind. Even those with Medigap policies will feel the squeeze. Medigap policies A straight through J, for instance, have minimum appropriate advantage packages, and the H, I, and J plans face prescriptions have annual drug caps fluctuating from ,250 to ,000.
For the 30 million Americans with a chronic Obstruction Pulmonary Disease (Copd) such as asthma, emphysema or cystic fibrosis - collectively the fourth prominent cause of death in the Us, however, help is available with Geriatric Services of America (Gsa), a national community service society based in Tempe, Arizona which provides direct help and maintain to older Americans suffering from chronic respiratory disease. straight through its Respiratory Disease operate Program, Gsa provides entrance to a overall range of extra medication benefits, as well as maintain and homecare services, which eliminates out-of-pocket expenses for patients with primary or supplemental guarnatee coverage.
Through Gsa's inpatient maintain center, nebulizers and respiratory medication are in case,granted and paid for with free home delivery, favorably packaged and ready to use. Gsa handles all paperwork, and clinical inpatient Care Coordinators work with doctors and guarnatee fellowships once a inpatient has enrolled in the Respiratory Disease operate Program. Patients can enroll themselves in the program; there is nothing to buy, and no enrollment or membership fees.
Currently, Medicare, Aarp, Blue Cross, Blue Shield, and over 180 other insurers have extra benefits for patients with respiratory disease. Gsa provides entrance to these benefits, and coordinates all elements of care to help patients, doctors, and guarnatee fellowships combat respiratory disease.
At a time when Us seniors face restricted condition care access, rising premiums, and shrinking benefits, Gsa stands out as a welcome ally for those needing respiratory medication benefits, support, or homecare services. For more data about Gsa, or how man you know can enroll in this extra wellcare program, write to 4812 South Mill Ave., Tempe, Az 85282; call 800-307-8048; fax 800-345-2425; or email Gary Rheault directly at grheault@geriatricservices.com.
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