Monday, June 11, 2012

Georgia Health Insurance - Medical Insurance Plans

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Medical Insurance Plans - Health Insurance GA www.georgiahealthinsuranceratesplans.com Getting cheap, affordable health insruance coverage is one thing but there are so many choices. What does it all mean? Let's talk about...Medical Insurance Plans. What insurance plans meet your needs? There are many different types of health insurance! • Individual Health Insurance • Family Health Insurance • Dental Insurance • Short-term Health Insurance • Medicare Supplimental • Group Health Insurance • Disability Insurance • Long Term Care Insurance • Student Health Insurance • Life Insurance But for now, let's talk about individual, family and group insurance. There are many different health insurance PLANS! For example, there are: • High Deductible Health Plan (HDHP) • Health Savings Accounts (HSA) • Health Reimbursement Arrangement (HRA) • Health Maintenance Organization (HMO) • Preferred Provider Organization (PPO) • Point of Service (POS) • COBRA (Consolidated Omnibus Budget Reconciliation Act) Sound Confusing? You Bet! So let's take this slow and figure it out! Here are some basic definitions of each plan. To be fair, there is much more to each plan. You can always contact us for specifics...so here we go! High Deductible Health Plan (HDHP): A high-deductible health plan is a form of catastrophic coverage with lower premiums and higher deductibles than traditional health insurance plans. An HDHP can combine with an HSA or HRA that gives greater flexibility and tax advantages to ...
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